M y first attempt at opening a Malaysian bank account involved three separate trips to the same Maybank branch before I finally walked out with an account number. The first time I forgot my tenancy agreement. The second time the officer was not at her desk. The third time — armed with every document I could possibly think of — it took twenty minutes and the officer offered me coffee. Malaysian banking is not difficult. It just rewards those who come prepared. And once you are through that door with your account active, you discover one of the most genuinely impressive digital banking ecosystems in Southeast Asia — DuitNow transfers that arrive in seconds, e-wallets that work everywhere from the kopitiam to the shopping mall, and savings rates that would make your Australian or UK bank weep with shame. Malaysia has a well-developed, modern banking system dominated by a handful of strong local banks supplemented by international names and a thriving fintech sector. For expats, the go...